RAJA KHALAF practices in the firm's Financial Services and Transactions Section and is a member of both the Financial Institutions Regulatory and Real Estate Practice Groups of the Section. His practice primarily focuses on conducting commercial real estate closings, reviewing title to real estate, negotiating and preparing commercial real estate acquisition, sale and lease agreements and preparing protective covenants, easements, rights-of-way and other instruments governing the use of land. He also practices in the areas of real estate acquisition financing transactions, bank branch regulation and application and inter - bank and bank - customer check payment disputes.

Mr. Khalaf’s clients consist of individual and institutional real estate owners, developers and banks. Some of the specific matters in which Mr. Khalaf has provided representation include the acquisition of property to be used for the installation of electrical transmission lines and substations, the acquisition and sale of office building, shopping center and restaurant property, and the leasing of residential lakefront property. He also has provided representation in the planning and preparation of documents for the development of lakefront property to be used as residential subdivisions, including the preparation of the following documents: protective covenants governing the use of the subdivision lots, residential real estate contracts for sales of the lots, articles and bylaws for the formation of homeowners’ associations and property reports and statements of record to be submitted to the Department of Housing and Urban Development as required under the Interstate Land Sales Full Disclosure Act and its implementing regulations. His representation of his bank clients has included the preparation of documents for commercial real estate acquisition financing transactions involving unimproved and to-be-improved property, the preparation and filing of applications for the opening and closing of bank branches and loan production offices, and the handling of inter – bank and bank – customer check payment disputes under Articles 3 and 4 of the Uniform Commercial Code.