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Jennifer Powell Decker

  • (205) 226-8786
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  • The University of Alabama School of Law
    J.D., 2006, Senior Editor, Alabama Law Review
  • Vanderbilt University
    B.S., 1999, Psychology and Child Development
Bar Admissions
  • Alabama, 2006
About Jennifer
Over the past 10 years, Jennifer has seen the full spectrum of challenges facing the financial industry. Her experience and attention to detail position her to provide thoughtful counsel and to negotiate smart provisions.
  • What types of clients do you represent?

    My clients are lenders, borrowers, landlords, and tenants of all types and sizes, including financial institutions ranging from community banks to global banks, and business entities ranging from sole proprietorships to multinational corporations.

  • What type of matters do you work on most often?

    I represent lenders and borrowers in all types of commercial lending transactions, including real property acquisition and construction financing, asset-based and floor plan lines of credit, tax incentives, as well as equipment, vessel, and aircraft financings. I also regularly represent landlords and tenants in all aspects of lease negotiation.

Select Matters

  • Retail property refinance: Represented a commercial lender in a $23.5 million loan refinance secured by four retail shopping centers in Georgia. (2016)
  • Loan sale transactions: Represented commercial lenders in hundreds of single loan sales and multiple portfolio sales totaling more than $2 billion in outstanding principal balances. (2010 - 2015)
  • Leasing counsel:  Served as counsel to global vehicle inspection company in its review and abstraction of existing leases across its U.S. footprint and in its preparation of a form lease agreement. (2015)
  • Form document preparation: Represented multiple commercial lenders in the creation, review, and maintenance of commercial loan document forms and other agreements, including forms delivered through the use of specialized computer systems. (2014-2016)
  • Aircraft financing: Represented a commercial lender in a financing secured by an aircraft. (2015)
  • Intercreditor agreements: Represented senior and subordinate lenders in the negotiation of subordination agreements, intercreditor agreements, loan participation agreements and other intercreditor matters. (Ongoing)
  • Purchase, sale and leasing of bank property: Represented multiple financial institutions in the sale, purchase, and leasing of numerous branch sites and bank owned properties. (Ongoing)
  • Multi-state financing and acquisition: Served as U.S. or local counsel in international and multi-state financing and acquisition transactions. (Ongoing)  




      • The University of Alabama School of Law, J.D., 2006, Senior Editor, Alabama Law Review
      • Vanderbilt University, B.S., 1999, Psychology and Child Development
      Bar Admissions
      • Alabama, 2006
      Professional Affiliations
      • Alabama State Bar
      • American Bar Association
      • Birmingham Bar Association
      • Birmingham CREW (Commercial Real Estate Women) 
      Awards & Accolades
      • Best Lawyers in America®, 2022 
      Community Involvement
      • Lakeshore Foundation, Junior Board, 2010 - 2015
      • Lakeshore Foundation, Young Leadership Professionals, 2008 - 2009