Debra Lewis Headshot

Debra Taylor Lewis

Partner Birmingham
(205) 226-8706
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Education
  • Cumberland School of Law
    J.D., 1983
  • The University of Alabama
    B.S., Commerce and Business Administration, 1980
Bar Admissions
  • Alabama, 1983
  • Texas, 2008
  • Tennessee, 2009
About Debra
Debra is an outstanding attorney and exemplifies the skillset and characteristics of a top professional. She addresses issues in an efficient manner and works effectively toward resolutions.
Q&A
  • What types of clients/industries do you often work with?

    I work with all types of financial institutions — from $50 million asset sized community banks, to $500 billion regional banks — as well as other companies that offer financial services, such as insurance companies and credit unions. I also do transactional work for all types of corporate entities as well as municipalities.

  • How are you involved in your community?
  • What do you see on the horizon of your area of practice?
  • What do you find most exciting about your work?
MORE ABOUT Debra
  • Economics Development: Represented an Alabama municipality in the acquisition of real property, financing and construction of a $26 million baseball stadium complex.
  • Third Party Processing Agreement: Represented a large regional bank in the drafting and negotiation of a large third party processing agreement addressing various regulatory issues.
  • Treasury Management Agreements: Represented a large regional bank in drafting third party processor addendum for use with 180,000 Treasury Management customers.
  • Loan Sales: Represented banks in drafting and negotiation of all transaction, assignment, and closing documents, including provisions addressing regulatory compliance in consumer and residential loans and mortgage servicing issues, in over 500 individual loan sales and multiple portfolio loan sales totaling over $4 billion in outstanding principal balance.
  • BSA/AML Compliance: Represented bank in the drafting and development of Bank Secrecy Act/Anti-Money Laundering (BSA/AML) compliance policies and procedures.
  • Marketing Material Review and UDAAP Compliance: Represents bank in review of various advertising, marketing, and new product materials for regulatory compliance.
  • Mergers and Acquisitions: Represented a bank holding company in acquisitions of various banks.
  • Internal Investigations and Regulatory Communication: Represented various banks in internal fraud investigations and filing proof of loss documents.
  • Municipal Finance and Default Work: Represents indenture trustees, underwriters, and credit enhancers in both taxable and tax-exempt bond transactions and maximizes recoveries in workouts of these type of transactions through her practical knowledge of the bond markets and the structure and documentation of bond transactions.
      Education
      • Cumberland School of Law, J.D., 1983
      • The University of Alabama, B.S., Commerce and Business Administration, 1980
      Courts
      • Supreme Court of the United States
      • U.S. Court of Appeals, Eleventh Circuit
      • U.S. District Court, Northern District of Alabama
      • U.S. District Court, Middle District of Alabama
      Bar Admissions
      • Alabama, 1983
      • Texas, 2008
      • Tennessee, 2009
      Professional Affiliations
      • American Bar Association: Business Law Section; Banking Law Committee, program chair; Consumer Financial Services Committee; Trust Indentures & Indenture Trustees Committee  
      • National Association of Bond Layers: Municipal Finance Committee, co-chair; Municipal Law Committee, vice chair; Corporate Trust Indenture Committee, chair
      • Alabama Bankers Association 
      • Alabama State Bar Association: Reciprocity Issues Task Force
      • Birmingham Bar Association: Leadership Task Force; Mentoring Task Force; Scholarship Committee
      • Law 360 Corporate Finance Editorial Advisory Board
      • Balch & Bingham: Partnership Committee, chair; Workplace Flexibility Committee, chair; Executive, Compensation, Premises, Recruiting and Associates Committees 
      Awards & Accolades
      • The Best Lawyers in America, Banking and Finance Law
      • YWCA Women of Distinction 2014
      • LexisNexis Martindale-Hubbell, AV Peer Review Rating
      • Birmingham Business Journal, Top Business Women, 2008
      • Birmingham Magazine, Top Attorney, 2017
      • B-Metro, Top Lawyer, 2017
      Community Involvement
      • Rotary Club of Birmingham: Pre-K Scholarship Committee, Program Committee
      • Newcomen Society
      • Momentum Leadership Program
      • Leadership Birmingham
      • Leadership Montgomery
      • Junior League of Birmingham
      • The Women’s Fund: board member, co-chair of Development Committee
      • The University of Alabama Honors College Board of Visitors